Florida named-storm plan · Trust Your Yacht

Deductible context

5% to 10% of Agreed Hull Value on named windstorms ($25,000–$50,000 on a $500k yacht)

NMMA 2024/2025 U.S. Recreational Boating Statistical Abstract

Ports and yards to name in the plan

Fort Myers / Sanibel / Cape Coral (Caloosahatchee Basin)
Naples / Marco Island
Fort Lauderdale / Dania Cut / New River Hurricane Hole
Tampa Bay / St. Petersburg / Sarasota
Palm Beach / Stuart / Manatee Pocket

Compare local Southwest Florida hurricane haul-out yards, marine surveyors, and transport operators. SWFL Marine Directory (Fort Myers, Naples & Cape Coral Haul-Out Yards & Surveyors).

Florida insurance referrals operate strictly on a fixed administrative introduction basis and never depend on policy binding or premium volume.

Florida named-storm plan builder

Record the haul-out yard, the target date, and the written items marinas and hull forms commonly ask for before June 1. A saved checklist is not a reserved travel-lift slot.

Haul-out yard or hurricane holeTarget haul-out date

Written hurricane haul-out contract or reserved dry-rack/yard block slot signed prior to June 1.
Double mooring lines (one size upsized) with chafe gear if securing at a private dock or deepwater canal lift.
Removal of canvas enclosures, Isinglass, outriggers, radar domes where practical, and tender securing ashore.
Automatic bilge pump battery bank load-tested with shore-power backup breaker protocol.
Binding moratorium: Underwriters suspend new hull binding once a tropical storm or hurricane watch/warning enters the Florida box.

Notes for the yard or the producer

0 of 5 items checked.

Named-storm deductible and haul-out

A named-storm percentage is applied to hull value. Haul-out reimbursement is a separate sub-limit. A common published benchmark is 50% of labor up to $1,000.

Hull valueNamed-storm deductible %All-other-peril deductible %Haul-out estimatePolicy haul-out capReimbursement %I already have a written haul-out or lay-up plan for this boat.

Named-storm deductible

$25,000

Ordinary deductible

$5,000

Extra dollars from the storm percentage

$20,000

Haul-out reimbursed

$1,000

Haul-out you still pay

$1,500

Deductible plus haul-out gap

$26,500

No written storm plan is marked. Many hull forms treat a missing haul-out plan as a warranty condition. Read the navigation and named-storm wording before hurricane season. The combined figure is the deductible plus the unreimbursed haul-out. It is not a claim payment.

Storm-plan partner introduction

The storm-plan box starts unchecked. A checked box does not reserve a travel lift.

ContactFull nameEmailMobileText opt-in. Send text updates to this mobile number about my checklist or report. Consent is not required to use the site. Message frequency varies. Reply STOP to end texts. Message and data rates may apply.

BoatStateZIP codeMakeModelYearLength (feet)Hull identification number (optional)

PurchasePurchase price or estimated hull valueEstimated closing dateLeave blank if you already own the boat.

FinancingFinancing needed

InsuranceInsurance help needed

Use, storage, and watersPrimary use and storageHurricane or seasonal zone

Mercury enginesEngine serial (optional)Engine purchase or in-service date (optional)

AttributionHow you reached this page

Partner introductions

Each box is separate and starts unchecked. Checking a box records that choice on this device. It does not submit a credit application or bind a policy.

Newcoast finance or refinance. I agree to a fixed-fee introduction to Newcoast so they may contact me about marine financing or refinancing. This is optional and is not a credit application.Fixed-fee insurance referral. I agree to a fixed-fee insurance referral so a licensed marine producer may contact me. Trust Your Yacht is not an insurer and does not choose a policy for me.Mercury warranty lookup. I agree to a Mercury Product Protection lookup so an authorized dealer may check this serial number and quote an MPP window.Storm plan partner. I agree to an introduction to a storm-plan or haul-out partner for my state. A checked box does not reserve a yard slot.SWFL Marine surveyor or transport. I agree to a fixed-fee introduction to SWFL Marine for surveyor, haul-out, or transport options in Southwest Florida. Leave this unchecked if the boat is outside that region.

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