Texas named-storm plan · Trust Your Yacht

Deductible context

3% to 7.5% of Agreed Value for Gulf Coast vessels berthed south of I-10

NMMA via Nautech & 2025 Recreational Boating Economic Impact

Ports and yards to name in the plan

Clear Lake / Kemah / Galveston Bay
Freeport / Surfside
Port Aransas / Corpus Christi / Rockport
South Padre Island / Port Isabel

Under Texas rules, unlicensed introductions must not include policy advice, rate negotiation, or commission sharing contingent on binding.

Texas named-storm plan builder

Record the haul-out yard, the target date, and the written items marinas and hull forms commonly ask for before June 1. A saved checklist is not a reserved travel-lift slot.

Haul-out yard or hurricane holeTarget haul-out date

Designated inland relocation route (e.g., Clear Creek or Intracoastal barge canal) or pre-contracted travel-lift yard.
Explicit windstorm endorsement required on coastal Texas marinas; verify TWIA vs. private marine hull exclusions.
Remove high-windage tower enclosures and secure shore power prior to storm surge arrival.

Notes for the yard or the producer

0 of 3 items checked.

Named-storm deductible and haul-out

A named-storm percentage is applied to hull value. Haul-out reimbursement is a separate sub-limit. A common published benchmark is 50% of labor up to $1,000.

Hull valueNamed-storm deductible %All-other-peril deductible %Haul-out estimatePolicy haul-out capReimbursement %I already have a written haul-out or lay-up plan for this boat.

Named-storm deductible

$25,000

Ordinary deductible

$5,000

Extra dollars from the storm percentage

$20,000

Haul-out reimbursed

$1,000

Haul-out you still pay

$1,500

Deductible plus haul-out gap

$26,500

No written storm plan is marked. Many hull forms treat a missing haul-out plan as a warranty condition. Read the navigation and named-storm wording before hurricane season. The combined figure is the deductible plus the unreimbursed haul-out. It is not a claim payment.

Storm-plan partner introduction

The storm-plan box starts unchecked. A checked box does not reserve a travel lift.

ContactFull nameEmailMobileText opt-in. Send text updates to this mobile number about my checklist or report. Consent is not required to use the site. Message frequency varies. Reply STOP to end texts. Message and data rates may apply.

BoatStateZIP codeMakeModelYearLength (feet)Hull identification number (optional)

PurchasePurchase price or estimated hull valueEstimated closing dateLeave blank if you already own the boat.

FinancingFinancing needed

InsuranceInsurance help needed

Use, storage, and watersPrimary use and storageHurricane or seasonal zone

Mercury enginesEngine serial (optional)Engine purchase or in-service date (optional)

AttributionHow you reached this page

Partner introductions

Each box is separate and starts unchecked. Checking a box records that choice on this device. It does not submit a credit application or bind a policy.

Newcoast finance or refinance. I agree to a fixed-fee introduction to Newcoast so they may contact me about marine financing or refinancing. This is optional and is not a credit application.Fixed-fee insurance referral. I agree to a fixed-fee insurance referral so a licensed marine producer may contact me. Trust Your Yacht is not an insurer and does not choose a policy for me.Mercury warranty lookup. I agree to a Mercury Product Protection lookup so an authorized dealer may check this serial number and quote an MPP window.Storm plan partner. I agree to an introduction to a storm-plan or haul-out partner for my state. A checked box does not reserve a yard slot.SWFL Marine surveyor or transport. I agree to a fixed-fee introduction to SWFL Marine for surveyor, haul-out, or transport options in Southwest Florida. Leave this unchecked if the boat is outside that region.

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Related guides

Storm operations

Hurricane Haul-Out Plans: What Your Insurer Requires

Insurers tie named-storm coverage to written haul-out or evacuation steps. Compare marina contract language, lead times, and out-of-pocket haul costs.

11 min read · Reviewed November 4, 2026 · FL, TX, NC, SC