Michigan winter lay-up plan · Trust Your Yacht

Deductible context

1% to 2% standard wind/hull deductible (no hurricane surcharge while on Great Lakes)

NMMA Statistical Abstract

Ports and yards to name in the plan

Lake St. Clair / St. Clair Shores / Grosse Pointe
Traverse City / Charlevoix / Harbor Springs
Grand Haven / Holland / Macatawa / Muskegon
Mackinac Straits / Cheboygan

Verify Great Lakes lay-up dates and southern navigation extensions in writing before departing for winter cruising.

Michigan winter lay-up builder

Record the yard, the lay-up start, and the decommissioning items your policy treats as warranty conditions. Operating in the water during a lay-up warranty is a common reason claims are questioned.

Storage yard or indoor shedLay-up start date

Strict compliance with the policy's Lay-Up Warranty dates (commonly November 1 through April 15; operating in-water during lay-up voids coverage).
Professional freshwater winterization of engines, generators, A/C raw-water loops, watermakers, and Seakeeper cooling circuits.
Heated indoor storage vs. outdoor shrink-wrap snow-load framing inspection; battery charger rules while unattended.
Great Lakes snow-bird endorsement required before transiting the Erie Canal or Tombigbee/AICW to Florida.

Notes for the yard or the producer

0 of 4 items checked.

If the boat goes south

A Great Lakes lay-up form is a different worksheet from a Florida named-storm percentage. If this hull will spend hurricane season on the Gulf or the South Atlantic, price that deductible before you leave.

Open the named-storm deductible calculator

Lay-up partner introduction

The storm-plan box starts unchecked. A checked box does not reserve a travel lift.

ContactFull nameEmailMobileText opt-in. Send text updates to this mobile number about my checklist or report. Consent is not required to use the site. Message frequency varies. Reply STOP to end texts. Message and data rates may apply.

BoatStateZIP codeMakeModelYearLength (feet)Hull identification number (optional)

PurchasePurchase price or estimated hull valueEstimated closing dateLeave blank if you already own the boat.

FinancingFinancing needed

InsuranceInsurance help needed

Use, storage, and watersPrimary use and storageHurricane or seasonal zone

Mercury enginesEngine serial (optional)Engine purchase or in-service date (optional)

AttributionHow you reached this page

Partner introductions

Each box is separate and starts unchecked. Checking a box records that choice on this device. It does not submit a credit application or bind a policy.

Newcoast finance or refinance. I agree to a fixed-fee introduction to Newcoast so they may contact me about marine financing or refinancing. This is optional and is not a credit application.Fixed-fee insurance referral. I agree to a fixed-fee insurance referral so a licensed marine producer may contact me. Trust Your Yacht is not an insurer and does not choose a policy for me.Mercury warranty lookup. I agree to a Mercury Product Protection lookup so an authorized dealer may check this serial number and quote an MPP window.Storm plan partner. I agree to an introduction to a storm-plan or haul-out partner for my state. A checked box does not reserve a yard slot.SWFL Marine surveyor or transport. I agree to a fixed-fee introduction to SWFL Marine for surveyor, haul-out, or transport options in Southwest Florida. Leave this unchecked if the boat is outside that region.

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